November 12, 2025
The average cost of vehicle repairs is increasing, but that doesn’t necessarily mean that the likelihood of auto insurers declaring total losses after accidents is increasing, according to insurance industry observers and research.
This contrast between repair costs and total loss claims is happening now because of a complex balance of other economic factors in the auto market, says Jason Verlen, vice president of product marketing at CCC Intelligent Solutions Inc., a property and casualty insurance economy cloud platform , which recently published its annual Crash Course report on trends in auto insurance, claims, repairs and driving behaviors.
Jason Verlen,…
